This calculator calculates what an annual 72(t) distribution would be under the IRS fixed amortization method.

To use this calculator, you will need to input your life expectancy from an appropriate life expectancy table, such as the 2022 Single Life Expectancy table.

You will also need to select an appropriate interest rate. You can use any value up to 5% or any value up to 120% of the current applicable federal mid-term rate.

Please note that I am providing this calculator in the hope that it will be useful, but I provide no warranty as to its accuracy.